New Construction Loans for Real Estate Investors
AZLoan provides investment real estate financing, helping investors build and execute profitable ground-up construction projects — backed by in-house servicing and draws with ongoing support from application to payoff.
New construction financing, made simple.
Submit Your Deal
Apply in minutes. No unnecessary paperwork.
Lock Reliable Terms
Upfront underwriting with real feedback. No last-minute changes.
Execute With Dedicated Support
Support doesn't end at closing — in-house servicing and draws until payoff.
Secure your build. Maximize your project's potential.
Need To Break Ground Quickly?
Getting started on time is critical for any construction project — financing delays can impact your entire timeline and returns. AZBuild offers closings in as little as 24 hours with no appraisal required, helping you secure your project and begin construction without unnecessary delays, whether you're an experienced builder or scaling into new developments.
Looking To Maximize Your Build Budget?
Maximizing your capital across projects requires the ability to borrow more when you need it. AZBuild provides high-leverage options, including land acquisition and construction costs, helping you build efficiently while staying aligned with your timeline and exit strategy.
Recent New Construction Fundings
AZLoan has a proven track record of exceeding the expectations of our new construction borrowers nationwide.
New Construction
A Dallas new construction loan for an investor completing a new build with an exit strategy to sell.
New Construction & Hold
A Columbus new construction loan for an investor completing a new build with an exit strategy to refinance.
New Construction & Hold
A Birmingham new construction loan for an experienced investor completing a new build with an exit strategy to refinance.
New Construction FAQs
Find answers to common questions about AZLoan's ground-up construction financing program.
Hard money loans offer faster closings, flexible underwriting, and financing based on project viability rather than traditional income documentation — giving investors the confidence to move on time-sensitive development opportunities.
AZLoan offers reliable, asset-based underwriting, transparent terms from application through funding, and fast initial term sheets — often within 24 hours — with no hidden or unnecessary fees.
We lend in most states nationwide, with a few market-specific exceptions. Contact our team to confirm current availability for your project's location.
Yes — the AZBuild program requires a minimum credit score of 680. Requirements may vary based on project scope, borrower experience, and overall deal structure.
AZBuild loans typically feature rates starting at 8.90%, zero to two points, and terms of 9–24 months. Final terms may vary based on project scope and borrower experience, with custom terms available for repeat investors.
Down payment requirements vary by project and borrower profile, but in most cases you should expect to contribute a minimum of 10% of total project cost.
Based on our in-house valuation, the maximum LTV is typically up to 75%, depending on the overall project structure.
Yes — both can be financed through a single loan, allowing you to fund your project without stacking separate financing. Construction funds are disbursed through a structured draw process as work is completed.
No — AZBuild loans do not carry prepayment penalties, so you can pay off early without additional fees.
We can close construction loans in as little as 48 hours once all required documentation and closing conditions are satisfied.
Financed properties are required to carry title, liability, and hazard insurance throughout the construction and loan term.
Complete the draw request form (your approved scope of work) along with supporting documentation such as invoices or receipts, and submit it to our draws team for review.
Once all required documentation has been received, draw requests are typically reviewed and funded within one to two business days.
AZBuild loans allow as many draw requests as needed throughout construction. A draw fee applies to each request.
Apply online in about a minute — a member of our team will review your submission and follow up to discuss next steps.
Apply Today.
Take the next step in your real estate investment journey with a trusted lending partner focused on speed, flexibility, and investor success. Get in touch or request a quote today.