Fix-and-Flip Loans for Real Estate Investors
At AZLoan, we provide specialized financing solutions for real estate investors looking to execute profitable fix-and-flip projects. Our programs help you acquire, renovate, and sell investment properties efficiently, with ongoing support from application to payoff.
Fix-and-flip and investment property financing, made simple.
Submit Your Property Deal
Apply quickly online with minimal paperwork. Our streamlined process lets you get started in minutes.
Lock Competitive Terms
Receive upfront underwriting with clear, investor-friendly loan options. No last-minute surprises.
Execute With Dedicated Support
From approval to payoff, our team provides guidance and in-house servicing to keep your project on track.
Secure your deal. Maximize your project's potential.
Need To Close Quickly?
Closing fast is critical to winning deals. With AZLoan, you can secure funding quickly so you never miss an opportunity. AZLoan offers closings in as little as 24 hours with no appraisal required, helping you secure the property and move forward in competitive markets — whether you're an experienced investor or first-time flipper.
Looking For Max Leverage?
Scaling your investments requires access to capital when you need it most. AZLoan provides up to 93% LTC, including 100% of renovation costs, allowing you to put capital to work across more investments while staying aligned with your renovation timeline and exit strategy.
Recent Fix-and-Flip Fundings
AZLoan has a proven track record of helping real estate investors successfully fund and complete profitable projects across the country.
Fix and Flip
AZLoan funded this Austell property, enabling an investor to complete a cosmetic rehab with a clear exit strategy to sell.
Fix and Flip
This Littleton property received funding to complete a cosmetic renovation with AZLoan's guidance and support.
Fix and Flip
Investor used AZLoan funding to renovate and prepare the property for resale.
Fix-and-Flip FAQs
Find answers to common questions about AZLoan's fix-and-flip and DSCR investment financing programs.
Hard money loans provide fast access to capital and flexible terms, allowing investors to acquire and renovate properties quickly, often faster than traditional bank financing.
AZLoan offers nationwide funding, investor-friendly DSCR loans, competitive terms, fast closings, and personalized support to help you execute profitable projects.
We provide financing in most states, including: Florida, Texas, Tennessee, Alabama, Colorado, Connecticut, Delaware, Hawaii, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Mississippi, Missouri, Nebraska, New Hampshire, New Mexico, New York, Ohio, Oklahoma, South Carolina, Washington, West Virginia, Wisconsin, and Wyoming.
Most programs require a minimum FICO score of 600, but exceptions may apply depending on the property and loan structure.
Loan terms usually range from 6–18 months, with interest-only payments and possible extension options.
A loan point is a fee equal to 1% of the loan amount, typically charged upfront as part of the financing cost.
Down payments vary by program but can be as low as 10%–15% of the purchase price depending on the property and loan type.
We typically offer up to 75% ARV or up to 93% LTC depending on whether it's a rehab or purchase-financing scenario.
Yes, many programs allow funding for both acquisition and renovation costs to maximize leverage and cash flow potential.
Most loans do not have prepayment penalties, allowing investors to pay off early if desired.
Closings can happen in as little as 24 hours, depending on documentation and underwriting requirements.
Property insurance is typically required, and coverage amounts may vary based on loan type and property value.
You can apply online via our website, or schedule a call with one of our lending specialists to walk you through the process.
Apply Today.
Take the next step in your real estate investment journey with a trusted lending partner focused on speed, flexibility, and investor success. Get in touch or request a quote today.